Student finance when can you apply

Support to help with living costs is available in the form of a means-tested maintenance loan. The loan is paid directly into your own bank account at the start of term. To help you estimate how much you're likely to receive if you're from England or the EU and have settled status , visit GOV.

UK - Student finance calculator. The level of maintenance loan you're entitled to is related to your household income and where you plan to study. The assessment takes into account your own income, whether you're under 25, live with at least one of your parents and your parents' income. If you've had no contact with your parents for over a year, there's the possibility of applying as an estranged student.

There's no upper age limit on student loans, but in most cases, you cannot apply if you've studied at undergraduate level before. For full details on who qualifies for student finance, see Student Finance - Eligibility. The government has announced that EU students, and those from Iceland, Liechtenstein, Norway or Switzerland, may continue to receive a tuition fee loan as well as help with living costs for the duration of their course.

As it can take up to six weeks to process a student loan application, you should aim to apply for your loan by 31 May if your course starts between 1 August and 31 December. You don't need to have a confirmed offer of a place on a course before applying.

The final deadline for funding is nine months after the start of the academic year for your course. Students from England can register and apply online through Student Finance England. From here you can track your application, check your student finance payment dates and make any amendments to your details. EU applicants can also apply online for tuition fee support and help with their living costs.

However, if you're applying for tuition fee support only, you'll need to download the forms and apply by post. If you live in Scotland, Wales or Northern Ireland you should apply through the following bodies:.

There's no penalty should you wish to pay off some or all of your loan amount outside of this repayment threshold. If you're employed, the appropriate amount will be automatically deducted from your salary at the same time as tax and National Insurance. However, it's advisable to hold onto your payslips and P60 form, as you'll need to produce them if you ever request a refund.

Read more about student loan repayment at GOV. UK - Repaying your student loan. You might have to provide extra evidence. You must update your application if your circumstances change. For example if you:. After you register at your university or college you'll usually get your maintenance loan paid directly into your bank account at the start of each term. You'll need to reapply for student finance for each year of your course.

You must keep your details up to date throughout your course because some changes can affect your loan payments, for example if your household income or bank details change. Make sure your contact details are up to date in your repayment account. The log in details will be the same as for your student finance account.

To help us improve GOV. It will take only 2 minutes to fill in. Cookies on GOV. UK We use some essential cookies to make this website work. Accept additional cookies Reject additional cookies View cookies. Hide this message. Make sure your contact details are up to date in your repayment account. The log in details will be the same as for your student finance account. To help us improve GOV. It will take only 2 minutes to fill in.

Cookies on GOV. UK We use some essential cookies to make this website work. Accept additional cookies Reject additional cookies View cookies. Hide this message. Part of Get undergraduate student finance: step by step. Apply online for student finance. Check how to: apply for student finance in Scotland apply for student finance in Wales apply for student finance in Northern Ireland.

What you need to know If you cannot use a computer without help but want to apply online, you can contact Student Finance England for help. Step 1 : Check if you're eligible. Step 2 : Find out how much loan you could get. SFE will normally only need photocopies, not originals. If you are asked to send any original documents, it is a good idea to keep copies. Try to send your documents straight away to avoid delays to your application and payments, preferably using Royal Mail special delivery post which enables you to track delivery.

If you are planning to be away from the address that SFE has for you, you will need to make arrangements to ensure that you receive any correspondence. If you are not eligible for the living costs elements of Student Finance, you will need an alternative source of funding to pay for all your living costs in each year of your course. You will need to put together a package of support, which might come from your parents or other family members, your own savings, your earnings, an independent organisation or your own government.

You might find it useful to refer to our to help you work out what your predicted income and expenditure would be. If you have extra study related costs as a result of a disability or learning difficulty, some limited funding from the university may be available in certain circumstances.

Please contact the to discuss your situation. Some students may be able to apply online but if you are applying for full support as an EEA Migrant Worker you will need to complete a paper PN1 form and return it to:.

Disclaimer: Law, regulations and policies can change quickly. The information on our website is given in good faith and has been carefully checked but QMUL cannot accept responsibility for any errors or omissions.

QMUL is not responsible for the content or reliability of the linked websites which are provided for further information. When and how to apply for Student Finance You can find details about personal eligibility, residence requirements and the effect of any previous study on your funding, in the Eligibility section at the end of this Advice Guide. When do I apply? How do I apply?

New students Continuing students I am a new student. What evidence do I need to provide with my application?